Terms of Use

Acceptance and Eligibility

By accessing the website or joining a waitlist, you agree to these terms and the Privacy Policy.

You must provide accurate information, have authority to submit it, and be legally capable of agreeing to these terms. Do not submit information for another person without authorization.

Pre-Launch Website and Waitlists

Website content describes planned or developing services and may change before launch.

Joining a waitlist:

• does not guarantee an invitation, launch date, feature set, service availability, advisor opportunity, ranking, or priority;
• does not create a client-advisor relationship, professional engagement, fiduciary relationship, partnership, employment relationship, or agency relationship;
• does not enroll an advisor in the MoneyBot Advisor Growth Program; and
• does not require MoneyBot to launch any feature or service.

MoneyBot may manage invitations according to operational readiness, category, region, demand, capacity, eligibility, testing needs, and other legitimate considerations.

No Financial or Professional Advice

The current website and waitlists provide general pre-launch information only.

Nothing on the website is financial, investment, insurance, tax, accounting, legal, mortgage, real-estate, or other professional advice. You remain responsible for decisions and should consult an appropriately qualified professional where advice is required.

Advisor Statements and Growth Program

Statements about the future advisor platform describe planned functionality and do not guarantee availability.

The advisor platform is intended to be completely free for advisors. Independent advisors and professionals may charge for their own services.

The MoneyBot Advisor Growth Program is a limited, invitation-only opportunity. It cannot be purchased or self-activated. Interest submitted through the waitlist does not create eligibility, approval, ranking, enrollment, billing, or a commitment by MoneyBot.

Acceptable Use

You must not:

• use the website unlawfully, fraudulently, or abusively;
• interfere with security, availability, forms, or infrastructure;
• submit malicious code, automated spam, false identities, or misleading information;
• attempt to access non-public systems or data;
• scrape, copy, or use website content in violation of applicable law or these terms; or
• use MoneyBot names, content, or materials to imply endorsement, affiliation, or authorization.

Intellectual Property

The website, copy, design, software, and related materials are owned by or licensed to MoneyBot and are protected by applicable intellectual-property laws.

You may use the website for personal, non-commercial informational purposes. No other rights are granted except as expressly stated.

Third-Party Services and Links

The website may depend on or link to third-party services. MoneyBot is not responsible for third-party content, availability, security, or practices. Your use of third-party services may be governed by separate terms.

Availability, Changes, and Termination

MoneyBot may change, suspend, restrict, or discontinue any part of the website or waitlists and may remove invalid, abusive, fraudulent, or unlawful submissions.

MoneyBot does not guarantee uninterrupted or error-free operation. Maintenance, failures, security issues, service-provider outages, and other events may affect availability.

Disclaimers

To the maximum extent permitted by law, the website, waitlists, and content are provided on an “as is” and “as available” basis without warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, or future functionality.

Nothing in these terms excludes warranties or rights that cannot legally be excluded.

Limitation of Liability

To the maximum extent permitted by law, MoneyBot and its directors, officers, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, loss of profits, loss of data, loss of opportunity, or decisions made in reliance on website content.

Any liability that cannot legally be excluded remains subject to applicable law.

Indemnity

To the extent permitted by law, you agree to indemnify MoneyBot against claims, losses, liabilities, and reasonable costs arising from your unlawful use of the website, violation of these terms, infringement of another person’s rights, or unauthorized submission of another person’s information.

Governing Law and General Terms

These terms are governed by the laws of [Province] and the federal laws of Canada applicable there, without regard to conflict-of-law rules.

If a provision is unenforceable, the remaining provisions continue in effect. Failure to enforce a provision is not a waiver. These terms and the Privacy Policy form the agreement governing the current website and waitlists.

Changes and Contact

MoneyBot may update these terms as the website, waitlists, law, or future services change. The current effective date will be shown when changes are published.

Questions may be sent to: [legal contact email]